October 5th, 2025 Entity Name: Prosperity Labs (Owned & Operated by Pankaj Krishna)** Registered Under: UDYAM-GA-02-0023964 Official Email:
value@prosperitycode.in Nature of Business: Digital Education & Holistic Personal Finance Coaching
Overview All products and programs offered by Prosperity Labs (Owned & Operated by Pankaj Krishna) are digital in nature. We do not ship any physical goods. All deliveries are made electronically through secure digital platforms, online portals, or via email.
By purchasing a product, course, or service from Prosperity Labs, you acknowledge that you are purchasing a digital product and that no physical shipping or courier delivery will occur.
Delivery Process Upon successful payment confirmation through authorized payment gateways, your digital product or program access will be delivered as follows:
Instant Access (Automated Products): For pre-recorded digital courses or self-paced programs, access is generally granted instantly or within a few minutes after payment confirmation.
Email Delivery: Access credentials, course links, or login details will be sent to your registered email address immediately after your purchase. Please check your inbox, spam, and promotions folders if not visible in your primary inbox.
Live Programs & Workshops: For live workshops, group sessions, or cohort-based programs, you will receive joining details and access links as per the event schedule, typically 24–48 hours before the start date.
2A. Program and Workshop Delivery Communication For programs, live sessions, or workshops that are not delivered instantly, the delivery schedule will be communicated to the customer based on the specific program timeline.
Official communication of delivery and access details will be shared through the following channels:
The customer’s registered email address,
WhatsApp messages, or
Other digital media or communication platforms used by Prosperity Labs.
Customers are advised to regularly check their registered email and other communication channels for updates related to program access, session links, or workshop reminders.
All such communications from Prosperity Labs (Owned & Operated by Pankaj Krishna) shall be considered official delivery notifications under this policy.
Delivery Timeline Most digital access deliveries are instant after payment confirmation. However, depending on the nature of the product or program, delivery may take up to 24–48 business hours in exceptional cases (e.g., system delays, manual verification, or email delivery issues).
For live workshops and coaching programs, delivery will follow the published schedule communicated via official channels
Non-Delivery Circumstances If you have not received your digital access within the expected time frame:
Check your email inbox, spam, or promotions folder.
Verify that you entered the correct email address during checkout.
If the issue persists, contact us immediately at value@prosperitycode.in with your payment details.
Our support team will verify your payment and grant access as quickly as possible.
No Physical Shipping As all offerings are digital:
No physical shipping applies.
No shipping or handling fees are charged.
No tracking numbers or courier details are generated.
All deliveries are completed through electronic means only.
Failed or Delayed Deliveries In the rare event of a technical delay or access issue, Prosperity Labs will ensure resolution within 48 business hours of receiving a written request.
We are not responsible for delays caused by:
Incorrect email address entered during checkout
Customer’s email settings blocking automated messages
Payment gateway delays or verification holds
Updates and Revisions Prosperity Labs (Owned & Operated by Pankaj Krishna) reserves the right to modify or update this Shipping & Delivery Policy at any time without prior notice. All revisions will be reflected on this page with the updated “Last Updated” date.
Contact Information For any questions or concerns related to delivery or access of digital products, please contact us at:
📧 value@prosperitycode.in 📍 Prosperity Labs (Owned & Operated by Pankaj Krishna) Registered Under: UDYAM-GA-02-0023964 Goa, India